Legal answers written in the language
midwives actually use.
Informed consent templates, state-by-state scope-of-practice matrices, and malpractice scenario breakdowns — organized the way a well-tabbed reference binder should be. No JD required.
The informed consent template for VBAC saved us three hours of legal back-and-forth before our first birth center delivery. I printed it, signed it, done.
Renata Osei-Mensah, CNM
Lead Midwife, Sunrise Birth Center — Atlanta, GA
I pulled up the Texas collaborative agreement checklist at 11 p.m. before a credentialing meeting. Everything the hospital asked for was already listed.
Marisol Fuentes-Herrera, CNM
Director, Rio Verde Midwifery Group — San Antonio, TX
The malpractice carrier comparison grid is the first thing I send to every new associate joining our practice. It answers questions I used to spend 30 minutes explaining.
Priya Krishnamurthy, CNM, FACNM
Practice Owner, Harbor Women's Midwifery — Portland, OR
The answers are here.
Exactly where you need them.
Every FAQ is written by CNMs and reviewed by healthcare attorneys. Updated when state law changes — not when someone remembers to.
It depends on your state and your birth center's credentialing policies. At the federal level, there is no prohibition — but individual states set facility-level requirements that vary significantly. States like California and Oregon permit out-of-hospital VBAC with appropriate risk stratification and documented informed consent. Texas and Florida require transfer agreements with a hospital equipped for emergency cesarean within 30 minutes. Your consent documentation must explicitly cover VBAC risks, alternatives, and the client's right to refuse. Counsel's VBAC consent template meets current ACNM documentation standards and is reviewed for each state annually.
View full guidance + templateThese are 5 of 340+ answered questions in the full library. Preview the complete resource →
Your state. Your rules.
In one scan.
Hover any row for a quick summary. The full 50-state matrix is available in the resource library.
| State | Practice AuthorityPractice | Prescriptive AuthorityRx Auth. | Schedule II RxSched. II | VBAC at Birth CenterVBAC | Collab. Agmt RequiredCollab. Req. | Medicaid Reimb.Medicaid | Full Guide |
|---|---|---|---|---|---|---|---|
California | Full | Full | Yes | Yes | No | Yes | View |
Texas | Collaborative | Collaborative | No | Restricted | Yes | Yes | View |
New York | Full | Full | Yes | Yes | No | Yes | View |
Oregon | Full | Full | Yes | Yes | No | Yes | View |
Georgia | Supervisory | Supervisory | No | Restricted | Yes | Limited | View |
Colorado | Full | Full | Yes | Varies | No | Yes | View |
Florida | Collaborative | Collaborative | Limited | Restricted | Yes | Yes | View |
Washington | Full | Full | Yes | Yes | No | Yes | View |
Virginia | Collaborative | Collaborative | Limited | Varies | Yes | Yes | View |
Illinois | Full | Full | Yes | Yes | No | Yes | View |
of midwives will be named in a malpractice suit at some point in their career
— ACNMstates grant CNMs full autonomous prescriptive authority without any physician agreement
— NCSBN, 2025projected employment growth for CNMs from 2024 to 2034 — fastest of any healthcare role
— BLS, 2024states license CNMs, but scope of practice, prescriptive authority, and VBAC rules differ in every one
— AMCB, 2025Counsel is the first resource that treats CNMs like the autonomous practitioners we are — not like physician extenders who need everything explained twice.
Dr. Adeola Mensah-Bonsu, CNM, PhD
Associate Professor, Emory Nell Hodgson Woodruff School of Nursing
We sent the state scope matrix to our entire 48-member network after a credentialing dispute. Three practices resolved their hospital agreements within a week.
Simone Beaumont-Lacroix, CNM
Executive Director, Pacific Northwest Midwifery Alliance
Five carriers.
Every variable that matters.
Premiums, tail coverage, VBAC riders, and homebirth endorsements compared in a single table. Updated annually.
| Carrier | Policy Type | Tail Coverage | Birth Center | VBAC | Homebirth | Avg. CNM Premium | Counsel Note |
|---|---|---|---|---|---|---|---|
ACNM Malpractice Insurance AMCB cert. required | Occurrence | Included | Yes | Yes | Yes | $3,200–$5,800/yr | Best for CNMs in autonomous practice states |
Proliability (AANA) | Claims-Made | Purchased separately | Yes | Yes | Limited | $2,800–$4,600/yr | Verify homebirth endorsement before binding |
Coverys AMCB cert. required | Occurrence | Included | Yes | Varies | No | $4,100–$7,200/yr | Strong hospital credentialing support; check VBAC rider |
Nurses Service Organization | Claims-Made | Purchased separately | Yes | Yes | Yes | $2,400–$4,200/yr | Lowest entry premium; tail costs add up over time |
CM&F Group AMCB cert. required | Occurrence | Included | Yes | Yes | Yes | $3,600–$6,400/yr | Recommended for multi-state practices |
Premiums are estimates based on 2025 market data. Actual rates depend on practice setting, state, and claims history. Download the full carrier analysis →
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